Insurance and Welfare Benefits

Employees can choose from among a variety of insurance plans to meet their needs.

Life and Accident Insurance Plans

• Group Term Life Insurance — ETS automatically provides a basic term life insurance benefit equal to 1X base salary. Those who want an even greater level of protection can purchase supplemental coverage.
• Dependent Life Insurance — Supplemental term life insurance for dependents is available for purchase.
• Accidental Death and Dismemberment Insurance — Coverage for employees and their eligible dependents is available for purchase. All employees traveling on approved ETS business receive this insurance.

Disability Plans

• Short-term Disability — This plan is fully paid by ETS and provides salary continuance for employees who are out of work because of a medically certified disability, illness or injury.
• Long-term Disability — ETS pays the full cost of coverage for employees who become disabled and are unable to return to work after benefits from the short-term disability plan have ended.

Voluntary Insurance

ETS offers employees the option to purchase other types of insurance:

• Legal Plan — Participants can access a variety of legal services through Hyatt Legal — from estate planning to mortgages and contracts — at a reduced cost.
• Accident Insurance — This plan, offered through Colonial Life, provides benefits above and beyond those an employee might receive from ETS's disability and worker's compensation programs.
• Cancer Insurance — Also administered by Colonial Life, this program pays for cancer-related treatment and services to help offset out-of-pocket expenses. Screenings, therapies and extended care treatment are among the eligible services.